| | Essential | Classic
| Premium
| Lifestyle
| Key features:
| Low rate
Low fees
Simple loan product
| No ongoing fees
Ability to fix rate
Offset allows interest saving
| Competitive rates
Low fees
Ability to fix rate
Offset allows interest saving
| All in one facility
Self managed finance
Flexible repayements
All of income paid into loan
Can be used in combination with credit card
Convenient
| What interest type is available?
| Variable
| Variable or Fixed
| Variable or Fixed
| Variable or Fixed
| Can I make additional payments?
| Yes
| Yes
| Yes
| Yes
| Is there a 100% offset available?
| No
| Yes
| Yes
| N/A
| Is the loan portable?
| Yes
| Yes
| Yes
| Yes
| What type of repayments are
available?
| Principal + Interest
or Interest Only
| Principal + Interest
or Interest Only | Principal + Interest
or Interest Only
| Principal + Interest
or Interest Only
| What are the repayment options?
| Weekly, Fortnightly,
Monthly
| Weekly, Fortnightly,
Monthly
| Weekly, Fortnightly,
Monthly
| No set repayment schedule
|
|
