| | Christmas Club
| Education Saver
| Smart Saver
| Description
| Save for Christmas
| Save for Education
| Save for a Goal
| Access
| Funds available
| Once p.a.
| 4 times p.a.^
| At Call
| Visa Debit / rediCard
| No
| No
| No
| ATM and Eftpos
| No
| No
| No
| Online / Phone
| Yes
| Yes
| Yes
| Face to Face at Branch
| Yes
| Yes
| Yes
| Cheque Book
| No
| No
| Yes
| Interest
| Calculated
| Monthly
| Daily
| Monthly
| Minimum to earn interest
| $1
| $1
| $1
| Paid
| Annually
| Monthly
| Quarterly
| ^After 2 years
| For Everyday transacting with access to money 24 hours a day, 7 days a week, click here
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