Whether you're a first time buyer, owner-occupier or an investor, our home and investment loans are competitive and flexible and all designed to help you own your home sooner.
Our choice of variable, fixed and interest only loans mean you have control over your home loan with the help of features like loan redraw facilities, offset accounts, extra repayment facility and your choice of weekly, fortnightly or monthly repayment options at no extra cost.
 Looking for a home loan that’s simple and easy-to-manage with low interest rate? The Essential loan offers a low variable rate with flexible repayment options and allows you to make extra repayments at no extra cost.
Key features;
- Competitive interest rate
- Low fees
- Loan repayment redraw facility
- Interest only repayment options
- Flexible repayment options
- No Offset available
- $10 monthly service fee

 If you want a loan that’s flexible and has zero monthly or on-going fees the Classic Loan is for you.
With a Classic Loan you can choose to fix your interest rate, this could save you thousands and help you own your home much sooner.
Key features;
- Zero monthly & on-going fees
- Variable or fixed interest rate
- 100% Offset account available
- Additional repayments at no extra charge
- Loan repayment redraw facility
- Flexible repayment options

 Want a home loan with all the bells and whistles and a low rate? The Premium loan is our most comprehensive loan packed with features and low fees to help you pay off your home sooner.
With a Premium loan you also have the option to fix the interest rate and make interest only payments.
Key features;
- Low rate
- Variable or fixed interest rate
- 100% Offset account
- Additional repayments at no extra charge
- Loan repayment redraw facility
- Flexible repayment options
- $7.50 monthly service fee

 Do you want a super flexible loan which integrates your transaction accounts and credit card? The Lifestyle loan is a variable rate loan which enables you to self-manage your banking in an all-in-one facility.
The Lifestyle offers a great list of features including no set repayment schedule.
Key features;
- No set repayment schedule
- Integrates transaction and credit card accounts
- Additional repayments at no extra charge
- Loan repayment redraw facility
- Variable interest rate only
- $10 monthly service fee

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 Renovating, buying a new car or need a holiday?
The Home Equity loan allows you to unlock the equity in your property into a ready source of funds up to an agreed limit. Secured by a first registered mortgage over your property, a Home Equity loan offers a variable rate and can fund any worthwhile personal purpose for a term of up to seven years.
Key Benefits:
- One low monthly service fee
- Flexible repayment options
- Additional repayments at no extra charge
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